コロナで一句 2月4日(火)

Quatro de Febrero (Martes)
 先週受けたものです、自慢ではありませんが、こういうのは得意!
「ゴホンと言えば龍角散、それが今では、ゴホンといえば超拡散」 タカ作

 ふざけるな? もうふざけるしかないでしょうよ。3700人の乗客どうします?横浜沖合に停泊のまま帰宅できない。7人もいた? 
 JALとANAは赤字覚悟で飛行機飛ばしてます、運休と減便で。私ならすぐに止める。中国に会社のある日本企業も社員の本音は「行きたいわけないよ。でも会社の命令だ、聞くしかないね。国が渡航禁止を出すまでは」
 これって、なんとなく太平洋戦争? 神風特攻隊ですよ。天皇陛下万歳の世界では? 急拡大して一向に収まる気配のない道の病気の中に飛び込めというのです。
 その一方で、武漢にいる日本人だけは「あ、どうぞ帰りたい人は国が責任持って連れて帰りますから飛行機に乗ってください」
 方や中国に行かせ、型は引き揚げさせる。危ないのは武漢だけだから? そのうち中国各地に拡散していったらどうします? チャーター機また飛ばしますか? 
 460人以上が死亡、2万人以上が感染。この10倍です、目算で。

 アメリカでは現在10人? ロスなど中国人の多い街ではマスクが売り切れ。アトランタでもDuluthなど中華系の多い街ではすでに売り切れという情報もあります。このマスクが中国製なら、アメリカにはもう入ってこないでしょう。
 まあ、元々アメリカ人はマスクしない。予防もしないし、風邪になってもマスクしません。うちに買い置きはありません。使いませんからね。花粉症? 私は昨年、カモミール茶で治しました。今年もそろそろ飲み始めますかね。カモミール、たまに飲んでいますよ、西洋の民間治療薬みたいなものですから。緑茶はガンに効くというがカモミールはガン以外に効く。

 現代自動車は韓国内の工場の操業を順次、停止するそうです。中国からの部品が届かない、これが理由です。世界経済はコロナウィルスが長引けば成長率が1%台になるという試算を出しています。ユニクロの中国内の店舗は270が閉店したままです。
 この前、某保険会社の人に訊いたのですが、こうした伝染病などは予測不可能なので、工場が停まろうが従業員が休もうが、すべて自腹だそうです、保険金の適用はないと。

 何歳で引退しますか? 全米の平均は61歳ですが、中西部のイリノイ、インディアナ、ネブラスカなどではかなり平均よりもかなり早く54歳となっています。長いのはハワイで70歳の半ばまで働き、オレゴンやNYも60歳の半ばまで働いています。
 南部はどうかといえば、だいたい50代の後半で、ジョージアの平均は57歳となっています。そして必要なお金は$737.769です。あくまでもこの金額は資産です。私と同じ年のアメリカ人はもう5年以上前にリタイヤしています。
 アメリカ人の場合、会社のストックオプションなどで資産を増やし、5M以上あるともう働かないようです。5Mを運用すると5%でも25万ドルの収入が年間ありますから、十分にやっていけるでしょう。
 といって多くの人が引退する中、70歳を超えて働いている人もいます、ただ働く理由が、健康のため、というのが多いですね。私の知り合いやお客さんの中には富裕層が多いのですが、彼らは健康のために働いている。毎日働くのではなく、週に3日とか減らして働いています。何かしないとボケるからでしょう。
 そして現実的な問題として働いている人もいます。スーパーなどで働いている人です。家がない、貯蓄がない、SSが少ない、など切実な問題です。老後の設計を早めに行い、行動することを皆さんにお勧めします。

 車買っても最後まで乗る人は少ないです。大抵、買い替えますが、再販価格の高い車を選べば損もしないと思います。以下を参考に
Slide 2 of 27: 
                Subaru is clearly doing something right. With eleven years of record sales, the company known for its all-wheel-drive cars and crossovers has now been named the Best Resale Value brand for the fourth time over the last 10 years and fielded five category winners for 2020.
ブランドで一番再販価格が良いのはSUBARUです。
Slide 3 of 27: 
                Porsche has also been at the top for the last four years, maintaining its place as Best Luxury Brand. With three category winners in the Cayenne, Panamera and Macan — as well as a strong showing from the 911 — Porsche will likely be a tough competitor for years to come.
高給ブランドではPORSCHEが強いブランドです。
Slide 4 of 27: 
                Price: $18,695
Value in 5 years: 42.7% of MSRP — $7,983
After being edged out by the Honda Civic last year, the Impreza returns to the top spot in KBB’s Compact Car category for the 6th time in the last seven years. Subaru’s compact entry is available as a sedan or hatchback and was the first model built on Subaru’s all-new global platform. All Imprezas have a 152-horsepower 2.0-liter Boxer engine mated with Subaru’s full-time all-wheel-drive system. U.S. EPA ratings note this stylish, fuel-efficient small car achieves up to 38 mpg on the highway.
小型ではSUBARUのImpreza $18695は5年で42%の価値、$7983Slide 5 of 27: 
                Price: $22,745
Value in 5 years: 37.9% of MSRP — $8,620
The Honda Accord and Toyota Camry may be among the most recognizable names in the family sedan market, but with a competitive starting price and the added security of standard all-wheel drive, the Subaru Legacy is atop the mid-size car category for the second year in a row. Legacy is all new for the 2020 model year with updated styling and improvements in handling, safety and crash protection. Subaru’s Eyesight Driver Assist Technology — which includes automatic emergency braking — is now standard on all Legacy variants.
中型セダンでもSUBARUのLegacy $22745は5年で38%の価値、$8620
Slide 6 of 27: 
                Price: $35,875
Value in 5 years: 35.1% of MSRP — $12,592
All new for the 2019 model year, the Avalon has styling intended to liven up this traditionally conservative sedan. Designed at the automaker’s CALTY studio in Michigan and built in Kentucky, the new Avalon shows Toyota’s commitment to the midsize sedan at a time when other manufacturers are abandoning sedans in favor of crossover SUVs. Available in a range of trim levels, the Avalon comes with the latest high-tech safety features as standard equipment. In addition to a powerful V6 powertrain, Avalon can be equipped with Toyota’s next-generation hybrid system providing an optimum mix of performance and efficiency.
フルサイズセダンではTOYOTAのAvalon $35875は5年で35%の価値、$12592
Slide 7 of 27: 
                Price: $58,900
Value in 5 years: 54.9% of MSRP — $32,336
The new Corvette hasn’t even begun arriving in showrooms, yet this legendary sports car is already making great achievements. Recently named 2020 North American Car of the Year, the 8th-generation Corvette is expected to hold its value better than any other sports car. The mid-engine design of the 2020 Chevrolet Corvette Stingray offers more performance, technology and luxury than previous generations. While there will likely be other power options in its future, the C8 Corvette currently sports the all-new LT2 6.2-liter V8 engine producing 495 horsepower and 470 lb-ft of torque. No manual transmission will be offered — instead the engine gets teamed with a quick-shifting dual-clutch 8-speed automatic gearbox.
スポーツカーではCorvette $58900は5年で55%に価値、$32336
Slide 8 of 27: 
                Price: $39,900
Value in 5 years: 37.9% of MSRP — $15,122
The best-selling sedan in the Lexus lineup, the ES entered its 7th generation with a complete redesign for the 2019 model year. Built on the brand’s new global platform, the new ES gets more interior space, fresh styling and improved driving dynamics. In addition to its luxurious interior, the ES is equipped with the latest communication and entertainment technologies that include Amazon Alexa connectivity as well as Apple CarPlay and Android Auto (which is new for 2020). The ES also has the brand’s Safety System+ 2.0, which includes the latest in advanced safety features.
高級車のエントリーではLEXUSのES $39900は5年で38%の価値、$15122
Slide 10 of 27: 
                Price: $87,200
Value in 5 years: 35.0% of MSRP — $30,520
Reimagined for the 2017 model year, the Porsche Panamera gained a much more appealing design that improved its resale value enough to put it atop this luxury category. This 4-door sports car solidified its position after the Sport Turismo joined the lineup,. Panamera features a luxurious interior, the latest high-tech displays as well as the performance and driving dynamics expected of a Porsche. Panamera is available with a wide variety of powertrains including a hybrid V8 that generates 680 horsepower.
ハイエンドの高級車ではPORSCHEのPanamera $87200は5年で35%の価値$30520
Slide 11 of 27: 
                Price: $27,750
Value in 5 years: 40.3% of MSRP — $11,183
Toyota put hybrid vehicles on the map with the Prius, and the plug-in Prius Prime is the latest in the range. The Prius Prime narrowly beat its hybrid siblings — Corolla Hybrid and Prius — for this top spot. One of the most fuel-efficient vehicles in America, the Prius Prime can travel up to 25 miles on electric power alone and is U.S. EPA rated at 54 mpg combined. For the 2020 model year, Toyota gives the Prius Prime 5-passenger seating as well as Apple CarPlay and Amazon Alexa connectivity.
ハイブリッドはTOYOTAのPrius $27750は5年で40%の価値、$11183
Slide 12 of 27: 
                Price: $84,990
Value in 5 years: 44.0% of MSRP — $37,396
The first production electric SUV on the market, the Tesla Model X is both quick and efficient. Adaptive air suspension is standard; the Model X offers seating for seven, with access to the rear seat via top-hinged Falcon Wing doors. Thanks to the absence of an internal combustion engine, the Model X has a large front trunk in addition to a rear cargo area. Model X is available as Long Range or Performance, the latter boasting acceleration of zero to 60 mph in a mere 2.7 seconds, as well as a 305-mile range.
電気自動車ではTESLAのX $84990は5年で44%の価値、$37396

Slide 13 of 27: 
                Price: $22,145
Value in 5 years: 50.4% of MSRP — $11,161
Subaru introduced the next-generation Crosstrek a few years ago, built on an all-new platform that originally debuted with the Impreza. Crosstrek fits nicely into the Subaru lineup, featuring the familiar hexagonal grille, “hawk-eye” headlights, an impressive 8.7-inches of ground clearance and full-time all-wheel drive. Inside, the infotainment system features an 8.0-inch touchscreen display and Apple CarPlay / Android Auto connectivity. Subaru Eyesight, the brand’s advanced driver assist system, is now standard for all Crosstreks (except with manual transmission).
小型SUVではSUBARUのCrosstrek $22145は5年で50.4%の価値、$11161
Slide 14 of 27: 
                Price: $24,495
Value in 5 years: 45.5% of MSRP — $11,145
Subaru introduced an all-new Forester last year as the roomiest version ever offered with a 1.2-inch-longer wheelbase, more rear-seat legroom and more rear cargo capacity, as well as improvements in crash protection, comfort, quietness and driving dynamics. EyeSight driver-assist technology is standard, and Forester Touring debuted DriverFocus safety technology that can alert the driver to fatigue or potential distraction. Forester gets powered by an updated direct-injection 2.5-liter Boxer engine that produces 182 horsepower and 176 lb-ft of torque, sending power to Subaru’s Symmetrical all-wheel-drive system.
コンパクトSUVではSUBARUのForester $24495は5年で45.5%の価値、$11145
Slide 15 of 27: 
                Price: $26,645
Value in 5 years: 43.4% of MSRP — $11,564
One of the vehicles that helped define the crossover segment, the Outback is Subaru’s best-selling model and all new for the 2020 model year. Constructed on Subaru’s new global platform, the Outback features updated exterior styling, a vastly improved interior, updated powertrains and the latest version of EyeSight — Subaru’s suite of advanced safety technology. All Outbacks feature Subaru’s Symmetrical all-wheel drive with active torque vectoring, vehicle dynamics control, X-Mode with hill descent control and a generous 8.7-inches of ground clearance.
中型SUVではSUBARUのOutback $26645は5年で43.4%の価値、$11564
Slide 16 of 27: 
                Price: $34,600
Value in 5 years: 45.0% of MSRP — $15,570
Consistently one of the best-selling SUVs in America, the Toyota Highlander enters its fourth generation in the 2020 model year as the latest model to employ the Toyota New Global Architecture. With fresh styling inside and out, the Highlander is equipped with a 3.5-liter V6 engine that produces a plentiful 295 horsepower and 263 lb-ft of torque — enough power to provide a maximum towing capacity of 5,000 pounds when properly equipped. Toyota also offers the Highlander Hybrid, which uses Toyota’s latest hybrid system: a high-efficiency 2.5-liter 4-cylinder engine teamed with two electric motors for a combined output of 240 horsepower.
中型SUVではTOYOTAのHighlander $34600は5年で45%の価値、$15570
Slide 17 of 27: 
                Price: $50,600
Value in 5 years: 40.2% of MSRP — $20,341
One of the largest SUVs on the road, the Yukon can accommodate up to nine occupants with enough extra space to carry all their stuff. With a big V8 engine, more than 8 inches of ground clearance, a locking rear differential and an automatic 4-wheel-drive system, the Yukon is certainly up to the task when it comes to leaving the pavement. GMC’s brawny SUV is available in a variety of trims including the top-level Denali, which features an elegant interior with perforated leather seats, burnished aluminum trim, genuine poplar woodgrain inlays and an advanced infotainment system with a high-end Bose Centerpoint surround-sound system.
大型SUVではGMCのYukon $50600は5年で40%の価値、$20341
Slide 18 of 27: 
                Price: $31,795
Value in 5 years: 57.6% of MSRP — $18,314
An all-new Jeep Wrangler debuted a few years ago, and the iconic off roader continues to hold its value better than almost any other vehicle on the road, ranking No. 5 overall. The Wrangler offers a comfortable ride on pavement while boasting impressive off-road prowess. Offered in a range of trim levels, the Wrangler features two hardtops, a Sunrider soft-top and a Sky One-Touch power top. For even more open-air driving, the doors are removable and windshield can be folded down. Jeep now offers the Wrangler with an efficient diesel powertrain in addition to its gas-engine options.
オフロードのSUVではJEEPのWrangler $31795は5年で57.6%の価値、$18314
Slide 19 of 27: 
                Price: $33,700
Value in 5 years: 34.6% of MSRP — $11,660
Last year Volvo bolstered its premium crossover lineup with the all-new XC40. Styling is similar to its larger siblings, most notably the signature “Thor’s Hammer” headlights. Even the base-level XC40 Momentum comes well equipped with leather seat trim, an 8-way power driver’s seat, automatic climate control, a rearview camera, a power tailgate and 18-inch alloy wheels. A 9-inch vertical touchscreen display, Apple CarPlay and Android Auto, a 250-watt AM/FM/HD audio system with eight speakers and Bluetooth streaming are also standard on all XC40s.
小型高級SUVではVOLVOのXC40 $33700は5年で34.6%の価値、$11660
Slide 20 of 27: 
                Price: $50,900
Value in 5 years: 40.5% of MSRP — $20,615
In a crowded luxury compact SUV market the Macan certainly stands out from that crowd. The second crossover in the current Porsche lineup, Macan is the brand’s best-selling model. Styled after the larger Cayenne, Macan still embodies all qualities expected from the iconic German sports car brand. Macan comes with full-time all-wheel drive and is available with various powertrains ranging from a 2.0-liter 252-horsepower 4-cylinder engine to a 434-horsepower V6 in the all-new 2020 Macan Turbo.
高級コンパクトSUVではPORSCHEのMacan $50900は5年で40.5%の価値、$20615
Slide 21 of 27: 
                Price: $66,800
Value in 5 years: 35.7% of MSRP — $23,848
One of the first high-performance SUVs when it came to market in 2003, the Cayenne promised to deliver the performance and handling expected from a Porsche. After more than 15 years, Porsche is still producing this high-performance SUV— which was all new for the 2019 model year. Designed more for pavement than mud, the Cayenne is available in a range of sporting variants including the 541-horsepower Cayenne Turbo as well as the powerful and efficient Cayenne E-Hybrid, both of which combine a luxurious, roomy interior with sportscar performance. For 2020 Porsche adds the Turbo S E-Hybrid, which has a total output of 670 horsepower.
高級中型SUVではPORSCHEのCayenne $66800は5年で35.7%の価値、$23848
Slide 22 of 27: 
                Price: $53,000
Value in 5 years: 43.0% of MSRP — $22,790
Many of today’s midsize utility vehicles — such as the Lexus RX — are crossovers based on car platforms, but the Lexus GX is a highly-capable off-road vehicle based on the same platform as the Toyota 4Runner. Utilizing truck-like body-on-frame construction, the GX 460 gets power from a 4.6-liter V8 engine that produces 301 horsepower and 329 lb-ft of torque with a full-time 4-wheel-drive system, advanced dynamic control systems and a 6,500-pound towing capacity. Despite exceptional off-road capability, the GX 460 features luxurious amenities inside, while the standard Kinetic Dynamic Suspension System delivers a smooth, comfortable ride outside.
高級3列シートSUVではLEXUSのGX $53000は5年で43%の価値、$22790
Slide 23 of 27: 
                Price: $86,480
Value in 5 years: 43.0% of MSRP — $37,186
The largest vehicle in the Lexus lineup with a grille to match, the LX 570 is known for its luxurious amenities, although many consumers don’t realize the LX also offers extreme off-road capability. A lockable center differential and 2-speed transfer case are standard — as are crawl control, hill-start assist control, multi-terrain select and active height control that can raise ground clearance by up to 3 inches. Inside, the LX 570 has seating for eight in extremely luxurious surroundings that include a power-sliding second row and a power-folding third row.
フルサイズのSUVではLEXUSのLX $86480は5年で43%の価値、$37186
Slide 24 of 27: 
                Price: $30,790
Value in 5 years: 39.4% of MSRP — $12,131
One of the most popular minivans on the market, the Odyssey held its value better than any other minivan for five of the last six years. This innovative people mover features a “Magic Slide” second-row seat system that offers multiple seating configurations and third-row access options. The center second-row seat can be removed, or the outboard seats can be moved laterally between five positions for third-row access. Odyssey is powered by a 3.5-liter V6 engine creating 280 horsepower. Advanced connectivity and entertainment features include CabinWatch, CabinTalk & streaming video with 4G LTE Wi-Fi.
ミニバンではHONDAのOdyssey $30790は5年で39.4%の価値、$12131
Slide 25 of 27: 
                Price: $26,050
Value in 5 years: 60.6% of MSRP — $15,786
Not only is the Toyota Tacoma the most popular midsize truck on the market, it holds its value better than any other vehicle in America —as it has for the last six years. The Tacoma is available in several configurations with two cab styles, two bed lengths, five trim levels and a choice of 2WD or 4WD. For 2020 the Tacoma gets a new grille and wheel designs for most trim levels, as well as an upgraded audio system with a larger touchscreen and Android Auto, Apple CarPlay and Amazon Alexa compatibility.
中型トラックではTOYOTAのTacoma $26050は5年で60.6%の価値、$15786
Slide 26 of 27: 
                Price: $33,575
Value in 5 years: 57.2% of MSRP — $19,205
Although the Tundra doesn’t come close in sales to American-brand full-size pickup offerings, this big truck is third overall when it comes to holding its value. Toyota’s full-size pickup truck can be configured in almost 50 different ways with multiple cabs, bed lengths, powertrains and trim levels. With trims ranging from the basic SR to the luxurious Platinum, Tundra offers impressive capability and Toyota’s reputation for reliability in a very tough truck market.
フルサイズのトラックではTOYOTAのTundra $33575は5年で57.2%の価値、$19205
Slide 27 of 27: 
                Price: $34,100
Value in 5 years: 60.1% of MSRP — $20,494
When consumers move into the heavy-duty truck market, their choices narrow considerably; however, the Silverado HD once again retains its value better than the competition. All new for 2020, the Silverado HD features bold new styling, a range of updated features and more capability than ever before. Two powerful engines are available: a 401-horsepower 6.6-liter V8 and a Duramax 6.6-liter turbodiesel — the latter generating 445 horsepower and 910 lb-ft of torque. That big torque number is enough to increase maximum towing capacity to an incredible 35,500 pounds. The list of available features is long and includes a power-operated tailgate, 15 camera views, a head-up display and integrated side steps for easy access to the bed.
超フルサイズのトラックではCHEVROLETのSilveradoHD $34100は5年で60%の価値、$20494
 ということです。新車買うよりも3年落ちの中古を買うのがベストと言われています。TOYOTAブランドなら30%安く買える。アメ車なら40%以上安く買える。欧州車も40%以上安く買える。
 家は中古を買っても値上がりしますが、車は価値が下がるだけです。家の次に高い買い物の車、高い車ほど気分は良いがお金を溝に捨てるようなものです。
 もちろん、お金に余裕のある人は「平気で溝に捨てる」わけです。それが見栄、世間体、自己満足、趣味、普通の行為なのでしょう。確かに良い車に乗ると気分が良いし、女性を簡単に捕まえることもできます。
 高級車に乗っているから「この人はお金を持っている」というのは間違いです。それが新車なのか、借り物なのか、リースなのか、中古の何年落ちなのか、そこまで見抜かないといけません。ポルシェに乗っていてもそれが単に古い中古なら、見栄だけで乗っているか趣味としか思えないからです。あくまでも私の意見ですけどね。

 
Light Rain Returns
 雨が戻ってきます、明日から明後日にかけて。昨日の最高気温は76度でした。ポカポカのポカホンタス。
 酒類の小売りを始めて3カ月目、昨日は年配の女性が500ドル近くも買ってくれました。家には600本のワインがあるらしい。そして確かにブランドを知っている。うちの値段が安いのを知っている。
 18ドルで仕入れたワインを25ドルで小売りしています。同じワインがKrogerでは39ドルなのです。私の考え方は「うちはワインの小売り業者ではないので知名度もないから安くて値打ちのあるワインを他よりも安く売ること」なのです。しかし安いといっても30%のマージンは乗せていますから、真面目な正直屋権平です。すべてのアイテムに30%を乗せています。この25ドルのワインが昨日はこの女性の横の人が2本買い、夜のお客さんも2本買いました。
 それで今日また1ケース入ってきますし、売り切れた65ドルのワインも1ケース入ってきます。お客さんによっては「OOのブランドのSBlancが欲しい」とか特別オーダーも受けます。、それも右から左なので安く売ってあげる。元々ない売り上げが増えるのですから、それで良いわけです。
 当面の目標は月間で1万ドルです。先月は1200ドルでした。始めて3カ月目でこれなら悪くないですよ。今日はまた新しいワインの試飲があります。

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