予報が当たれば10-12時が雪 1月29日(火)

Enero Veinte Nueve (Martes)
 すごい展開になってきました。今のところの予想は当たっています。現在の気温は44度でこれが今日の最高気温です。雨がちらちら降っています。小雨までいかない。そして気温が正午にかけ35度まで下がるので、雨が降ればこれが雪になるわけです。
 そして場合によっては、1インチですが、その後晴れが4時間続くので解けるという予測です。しかしこれが誤まり、解けないと午後6時には氷点下になるので、そのまま固まって氷になっていくということです。
 すでにI-20から北の学校は休校していますが、明日の朝も休みになる可能性が高いわけです。

 引退したら持つべき会社の株、ということは堅実確実な会社ということになります。
Slide 2 of 26: Market value: $118.2 billionDividend yield: 2.6%3M (MMM, $196.58) is not interesting by any stretch of the imagination. This is a company whose claim to fame is tape and sticky notes, for crying out loud.But 3M’s lack of pizazz is exactly what makes it an attractive retirement stock. Demand for its products tends to be stable, and its brands – boring as they might be – do have name recognition. Everyone knocks Scotch tape, Post-it Notes and Scotch-Brite scrubbers.3M likely will not make you wealthy, but it should be a consistent and reliable producer throughout your retirement. The stock yields about 2.6%, which is modest, but the company has boosted its dividend every year since 1959 – there aren’t too many companies out there that can boast that kind of consistency. And if the dividend continues to grow, you’ll be enjoying higher yields on your original cost basis year in and year out.SEE ALSO: 25 Blue-Chip Stocks Mutual Fund Managers Love Most3M 

Slide 3 of 26: Market value: $10.6 billionDividend yield: 1.4%Revolutionary automaker Tesla Motors (TSLA) may or may not still be around in five years; the company consistently bleeds cash and has never turned a full-year profit. Yet whatever happens with Tesla, the future almost assuredly belongs to electric vehicles.Consumer acceptance of electric vehicles has been slow because, frankly, the products have generally been terrible. In the past, prices were high, styling was clunky and performance left something to be desired. Yet Tesla proved that electric cars can be a smash hit with consumers if they are stylish and high-performance vehicles.This new understanding – along with environmental regulations that are forcing automakers to sell cars that produce fewer carbon emission – is leading virtually every major automaker to jump into EV production. Electric vehicles require lithium-ion batteries, which means that demand for mined lithium should only continue to rise.Lithium is arguably the new oil.One of the easiest ways to invest in this long-term trend is by investing in leading lithium miner Albemarle (ALB, $92.52). Albemarle is more volatile than most of the stocks on this list. But it’s important that retirees have a little growth in their portfolios, and Albemarle allows them to ride what is expected to be one of the more powerful trends of the next 20 years in the adoption of EVs.SEE ALSO: 45 Smart Financial Moves You Can Make in an Hour or LessALB パナとテスラの合弁の電池会社 
Slide 4 of 26: Market value: $825.5 billionDividend yield: N/AAmazon.com (AMZN, $1,691.09) might seem like an odd choice for a retirement stock list given its relatively short life as a company and its reputation as a high-momentum growth stock. Amazon also does not currently pay a dividend and has no plans to start in the immediate future.But remember: A retirement stock should be one that you are comfortable holding for years, and it should be largely future-proof.It might be a stretch to call Amazon “future-proof.” But you could argue that Amazon has done more to create the futuristic world of today than any other company. This is the outfit that essentially created e-commerce as we know it. It turned cloud computing into a massive profit center. Amazon also is a groundbreaker in using drone technology, and the company has been an innovator in warehousing and distribution logistics.Plus, ask yourself this: Are you likely to do more of your shopping online, or less, in the years ahead?If there is any common complaint about AMZN stock, it is simply the price. At 213 times earnings and 4 times sales, Amazon is pricey by most objective measures. But it’s also one of the few large companies that could credibly have the potential to grow into a valuation like that if held for 20 or more years.SEE ALSO: 32 Companies That Amazon Could Ruin言わずと知れたアマゾン 
Slide 5 of 26: Market value: $63.4 billionDividend yield: 2.0%Two questions for you: Do you use more mobile voice and data than you did five years ago? And do you see yourself using less mobile data or voice any time soon?If you’re like most Americans, your phone has only become more essential to your life in recent years. That’s not likely to change at any point in the coming years … or possibly ever.More mobile usage means more demand for cell towers. And that spells opportunity for tower operator American Tower (AMT, $143.17).American Tower is not your ordinary real estate investment trust (REIT). Instead of owning apartments or warehouse, this REIT owns a diverse portfolio of cell towers spread across the United States, Mexico, South America, India and parts of Europe and Africa. The REIT owns more than 160,000 towers, 40,000 of which are located in the United States. Up-and-coming India houses roughly 60,000.If you’re looking for a company that is future-proof (or at least close to it), American Tower is it.American Tower’s dividend yield, at 2%, isn’t exceptionally high. But this is a stock that raised its dividend literally every quarter since mid-2012. So what it lack in yield, AMT more than makes up in dividend growth.SEE ALSO: The 18 Best Stocks to Buy for the Rest of 2018American Tower 
Slide 6 of 26: Market value: $26.1 billionDividend yield: 2.8%Humans have been farming for thousands of years. In fact, farming is what defines the onset of civilization. So, if you’re looking for a stock that is likely to still be around decades or even centuries from now, farm products company Archer-Daniels-Midland (ADM, $46.23) is a solid choice.ADM was founded in 1902 and has been a public company since 1924. The company has approximately 500 crop procurement locations and connects crops to markets in all six inhabited continents. In addition to food, Archer-Daniels-Midland produces animal feed and various organics used for industrial and energy applications.At current prices, ADM yields just shy of 3%. And impressively, it has raised its dividend every year since 1976.Farming might not be particularly interesting. But it’s a critical piece of the economy, and it’s certainly not going anywhere.SEE ALSO: 10 Double-Digit Dividend Growth Stocks to Shield Your PortfolioArcher Daniles Midland 農業関係 

Slide 7 of 26: Market value: $461.6 billionDividend yield: N/AFew American capitalists are better known that Berkshire Hathaway’s (BRK.B, $186.44) Warren Buffett, and for good reason. The Oracle of Omaha took a failing textile company and, over the course of a few decades, transformed it into a thriving, diversified conglomerate and a financial-and-insurance powerhouse.In addition to Berkshire’s well-known positions in public companies such as Apple (AAPL), Wells Fargo (WFC) and Coca-Cola (KO), the conglomerate has a vast portfolio of profitable private businesses such as See’s Candies and Nebraska Furniture Mart.From 1965 through 2017, Buffett grew Berkshire Hathaway’s book value per share by 19.1% per year – more than double the S&P 500’s price performance of 9.9%. That represents an overall gain of an almost impossible-to-believe 1,088,029%.Buffett is no spring chicken at 87 years old, and realistically he will not be running the company in his current capacity for much longer. That’s OK. His legacy will be one of the strongest and best-capitalized financial companies in history.It’s not realistic to expect 19% annual returns going forward, either. Even if Buffett were a younger man with decades of his career in front of him, Berkshire is now simply too big to grow at that pace. That’s OK, too. At this stage of the game, you buy Berkshire for its financial strength and stability, not its growth prospects.With its strong cash position, don’t be surprised if Berkshire’s growth ends up being solid coming out of the next bear market. Buffett or his successors will likely do what they have always done, which is use their cash hoard to buy quality assets when they go on sale.SEE ALSO: How Well Do You Really Know Warren Buffett?バークシャーハザウェイ 
Slide 8 of 26: Market value: $12.8 billionDividend yield: 1.6%Church & Dwight (CHD, $51.69) is one of several boring but consistent consumer-staples stocks that will help you pay your bills in retirement. Church & Dwight makes many of the household cleaning products you keep in your kitchen or utility room yet never really stop to consider. Its brands include Arm & Hammer baking soda, OxiClean stain remover and Arrid deodorant, among others.Church & Dwight also is a leader in family planning products as the owner of the Trojan condom brand.CHD sports a dividend yield of about 1.6%. That isn’t exceptionally high, and in fact is a little less than the S&P 500. Church & Dwight has paid a dividend for 117 years and counting and has raised its dividend for the past 22 years.You’re not going to get rich on this stock. But if you’re looking for a consistent producer to get you through retirement, it’s a solid option.SEE ALSO: The “Sweet Spot”: 15 Mid-Cap Dividend Stocks to BuyChurch & Dwight 消費関連で堅い
Slide 9 of 26: Market value: $1.5 billionDistribution rate: 6.4%*Stocks should be a big part of any long-term retirement portfolio. But closed-end funds (CEFs) can be an excellent high-yield addition as well. Unlike typical open-ended bond mutual funds, which hold relatively liquid bonds to meet investor redemptions, closed-end funds can hold less liquid securities because redemptions aren’t an issue. CEFs issue a fixed number of shares, which trade like stocks.David Fabian, Managing Partner of FMD Capital Management LLC, explains, “With bond yields being depressed for over a decade now, we’ve taken to looking outside the traditional income sectors. Closed-end funds and similar vehicles allow for greater flexibility in duration exposure, sector targeting, leverage, and hedging when appropriate. These factors create a favorable backdrop to outperform along with the capability to keep income relatively high.”One interesting quirk of CEFs is that they can trade at discounts to their underlying net asset values. Think of it as being able to buy a dollar’s worth of assets for 90 cents, or sometimes even less.The Eaton Vance Limited Duration Income Fund (EVV, $12.60) is a CEF that holds a diversified portfolio of floating-rate bank loans. Today, the fund trades at a deep 13.5% discount to NAV and yields an attractive 6.4%.EVV’s distribution has been cut a few times in the past, but that’s fairly common with closed-end funds and doesn’t have the same ominous implications as a company’s dividend cut has. Thus, the payout should be viewed as less stable as many of the other stocks mentioned in this article – but closed-end funds such as (and including) EVV still can be a nice income-boosting addition to most retirement portfolios.*Distribution rate can be a combination of dividends, interest income, realized capital gains and return of capital, and is an annualized reflection of the most recent payout. Distribution rate is a standard measure for CEFs.SEE ALSO: The 10 Best Closed-End Funds for 2018Eaton Vance Limited Duration Income Fund 
Slide 10 of 26: Market value: $60.7 billionDistribution yield: 6.1%*If consistency is something you want in a retirement stock, it’s difficult to find many stocks that are more consistent than natural gas pipeline operator Enterprise Products Partners, LP (EPD, $27.66). Over the past three years, EPD has raised its dividend by between 5% and 6% per year. Over the past five years, it has raised its dividend between 5% and 6% per year. And over the past 10 years – you guessed it – Enterprise Products Partners has raised its dividend by about 5% to 6% per year.EPD is anything if not consistent.This blue-chip master limited partnership (MLP) went public in 1998, and over the past 20 years it has slowly but steadily grown into an energy infrastructure empire with over 50,000 miles of pipelines transporting natural gas and natural gas liquids.Over the long term, renewable energy sources such as solar and wind will continue to reduce our dependence on fossil fuels. But natural gas will continue to grow as petroleum and particularly coal decline. Among traditional fossil fuels, natural gas is the greenest option. And over the retirement timeframe of anyone reading this article, natural gas is likely to be an important part of America’s energy infrastructure.*Distribution yields are calculated by annualizing the most recent distribution and dividing by the share price. Distributions are similar to dividends, but are treated as tax-deferred returns of capital and require different paperwork come tax time.SEE ALSO: 7 High-Yield MLPs to Buy as Oil Prices ClimbEnterprise Products Partners
Slide 11 of 26: Market value: $227.1 billionDividend yield: 2%It’s not easy competing against Amazon.com. Most companies have hit some serious roadblocks as Bezos’ behemoth has encroached on their territory. But leading home improvement retailer Home Depot (HD, $196.36) isn’t one of them. The company has survived and thrived in the era of e-commerce by the very nature of its business. Many (perhaps most) home improvement products are messy affairs that involve spur-of-the-moment trips to the hardware store for tools or supplies.And is often the case, shoppers don’t always know exactly what it is they need to buy. They need to browse the aisles and probably ask an employee for help. All of this makes it very unlikely that Amazon or other e-tailers will gain much in the way of market share.If they try, Home Depot is ready for them. The company has a thriving online business of its own with over 1 million products available.Today, Home Depot operates more than 2,200 stores across North America that collectively generate more than $100 billion in revenue. It’s a powerhouse company – one that belongs in a diversified retirement portfolio.SEE ALSO: 6 Cheap Blue-Chip Stocks to Buy NowHome Depot
Slide 12 of 26: Market value: $22.1 billionDividend yield: 3.6%A paper company in the digital age might seem an odd choice considering we’re looking for “future-proof” stocks.But the appeal of International Paper (IP, $53.20) ties directly to a certain e-retailer from Seattle. You know, the one founded by Jeff Bezos.As e-commerce continues to grow, so does demand for cardboard packaging. And while environmental activists rightly complain that the amount of cardboard and plastic packaging used per shipment can and should be reduced, shipments are expected to grow for the foreseeable future. That means continued growth for International Paper.Furthermore, International Paper makes more than just packaging. The company also produces fluff pulp for baby and adult diapers and other hygiene products.International Paper pays an attractive 3.4% dividend and has been raising its payout for six consecutive years and counting.SEE ALSO: 11 Best Vanguard Index Funds to Buy for Low-Cost QualityInternational Paper
Slide 13 of 26: Market value: $39.1 billionDividend yield: 3.3%Kinder Morgan (KMI, $17.55) is going to be a little more controversial than other pipeline companies. Unlike its more conservative peers, Kinder got a little too aggressive during the boom years of the early 2010s and frankly borrowed more than it should have to simultaneously boost its capital spending and its dividend.That was a mistake, and one that cost the company’s shareholders dearly. Kinder Morgan had to slash its dividend in 2015, and its share price today trades at less than half its old all-time high.Despite this, Kinder Morgan still is a solid choice in a retirement portfolio. The company learned its lesson in 2015, and it has been managed far more conservatively ever since. Today, Kinder Morgan operates like a “normal” company, funding most of its growth via retained earnings as opposed to dipping into the debt and equity markets.After the humiliation of cutting its dividend in 2015, management is extremely unlikely to allow that to happen again. So investors buying today can enjoy an attractive 3.3% dividend that should enjoy steady, sustainable growth for years to come.Kinder Morgan
そのほか、Waste Management、Walmart、UPS、Union Pacific、Realty Income、Public Storage、Prologis、P&G、Physicians Realty Trust、National Retail Properties、McDonalds、Magellan Midstream Partners、LTC Properties 以上26社です。
これらの会社を分析していくと、投資会社、不動産業、医療、食べ物商売、住居商売、エネルギー、消費関連、とまあそんな感じです。

 日本で、一戸建てが1円、10円、1万円で売買されています。もちろん中古のボロ屋ですが、それにしても安い。というか日本では「新築至上主義」みたいなものがあり、人生で一番高い買い物のはずの不動産が50年後に資産価値が限りなく0に近づくのです。
 これをいい加減、変えていかないと日本の未来はないし、貧乏人は家に住めない、家を買えないのです。
 一部には、こうした家を買い取り、リモデルして再販する会社もありますが、電気屋、水道屋などとしっかりタッグを組んで、安心して住める中古住宅を提供してほしいものです。アメリカ並みに中古住宅が売れる環境を作らないといけない。
 壁を新しくする、壁紙やめて、ペンキにして、いつでも新しい雰囲気を出すなど、できると思うのですがね。日本に帰ることがあれば、こんなこともやりたいですよ。

 
 日本もアメリカ同様寒いです。原因は北極からの冷たい風です。まあ、明日の朝はアトランタで21度、ミネアポリスがー52度です。とんでもない寒さです。ラーメン食べたい!
 

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